Effective Date: March 10, 2025
1. Information We Collect. LOOK: Payday Cash Advance collects and processes the following types of information:
- Personal Identifiable Information (PII): Full name, date of birth, Social Security Number (SSN), email address, phone number, residential address.
- Financial Information: Bank account details (checking or savings), ABA routing number, requested loan amount.
- Device and Usage Data: IP address, device identifiers, location data (if permitted), browser type, and interaction logs with our website and app.
2. How We Use Your Information. We use the collected information to:
- Connect users with third-party lenders and facilitate loan application processes.
- Verify user identity and prevent fraud.
- Communicate updates, promotional materials, and security alerts.
- Comply with U.S. legal and regulatory requirements.
3. Sharing of Information. LOOK: Payday Cash Advance does not issue loans but shares user information with:
- Lending Partners: To determine eligibility and provide loan offers.
- Regulatory Authorities: If required by U.S. law enforcement agencies or court orders.
- Third-Party Service Providers: For data analytics, fraud prevention, and marketing.
We do not sell user data to unrelated third parties.
4. Data Security & User Responsibility.While we take reasonable measures to protect user data, we do not guarantee absolute security. Users are responsible for safeguarding their personal information when using the internet.
5. Data Retention & Deletion
- User data is retained as long as required for service operations and compliance with financial regulations.
- Users cannot request the deletion of their data once submitted.
6. U.S.-Only Service Restriction. LOOK: Payday Cash Advance only provides services to residents of the United States. Users outside the U.S. are strictly prohibited from using the service. Any attempt to access the platform from outside the U.S. may result in automatic restrictions.
7. Mobile Application & App Store Compliance
- Our application is available exclusively on the Apple App Store.
- Users must comply with Apple’s Terms of Service when using our app.
- We do not provide support for installations or use outside the App Store ecosystem.